Here are some fixed index annuity options from Allianz Life Insurance Company of North America

Like all fixed index annuities, Allianz 222® Annuity can help you accumulate for retirement by giving you potential indexed interest, principal protection from market downturns, and a death benefit for beneficiaries. But Allianz 222 goes even further with:
·      A 15% premium bonus credited to the Protected Income Value (PIV) on any premium paid into the annuity in the first contract year¹
·      A 50% interest bonus, also credited to the PIV, that is added to the credited interest in any year your selected allocations earn interest – not just up to retirement, but throughout retirement as well¹
·      Lifetime income withdrawals that can increase based on any interest your selected allocations earn, and the 50% interest bonus²

¹ The premium bonus and interest bonus are credited only to the Protected Income Value. To receive the PIV, including the bonus, the contract must be held for at least 10 contract years, and then lifetime income withdrawals must be taken. Your client will not receive the bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the PIV will be reduced proportionally, which could result in a partial loss of bonuses. Income withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a bonus feature.
² Annual maximum withdrawal increases apply to withdrawals take from the Protected Income Value. The Protected Income Value is not available as a lump sum.

Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.

Guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Products are issued by Allianz Life Insurance Company of North America,

(C54370-MVA)

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