Help prepare for your financial future with two great annuity options !

We're proud to offer two innovative fixed index annuities from Allianz Life Insurance Company of North America .

Fixed index annuities (FIAs) can be a great addition to a retirement portfolio.  They offer accumulation potential, principal protection from market downturns, tax deferral, and a death benefit for beneficiaries.

Allianz Benefit Control+TM Annuity from Allianz Life Insurance Company of North America (Allianz) offers all the benefits of a fixed indexed annuity, plus:

  • A premium bonus credited to the Protected Income Value (PIV) on any premium you put into your annuity in the first 18 months.2
  • Two PIV interest bonus options to give you more control over how you pursue your income goals.
  • The flexibility to begin lifetime withdrawals immediately or on any monthly anniversary after age 50.
  • The opportunity to receive income increases.3

Allianz 222+TM Annuity from Allianz Life Insurance Company of North America (Allianz) can help you save for retirement with two ways to get a bonus:1

  • A premium bonus on any premium you put into your annuity in the first 18 months, and
  • A Protected Income Value interest bonus factor equal to 150% of any interest you earn from your chosen allocations.

 

And when you're ready to start receiving lifetime withdrawals, enjoy two ways to increase your income:3

  • Lifetime withdrawals can increase based on any interest you earn, plus a 150% PIV interest bonus factor.
  • You can double your annual maximum withdrawal under qualifying circumstances.4

 

Plus, Alianz 222+TM gives your beneficiaries two ways to receive a death benefit:

  • They can receive  your annuity's full accumumation value as a lump sum, or
  • Your beneficiaries can receive the full Protected Income Value as annuity payments over at least five years.

 

Please contact us to see if this might be a good fit for your retirement portfolio.

The purchase of an annuity is an important financial decision.  A top-selling product does not necessarily mean that it is suitable for your situation.  You should have a full discussion with your Allianz financial professional before making any decision.

1 The premium bonus and interest bonus are credited only to the Protected Income Value (PIV). To receive the PIV, including the value of these bonuses, the contract must be held for at least 10 contract years and then lifetime withdrawals must be taken between the ages of 60 and 100. The PIV is not available as a lump sum. Client will not receive these bonuses if the contract is fully withdrawn or if traditional annuity payments are taken. If the client takes any type of withdrawal the PIV will be reduced proportionally. Bonus annuities may include higher withdrawal charges, longer withdrawal charge periods, lower rates, or other restrictions that are not included in similar annuities that do not offer a bonus feature.

2 The premium bonus and interest bonus are credited only to the Protected Income Value (PIV). To receive the PIV, including the value of these bonuses, lifetime withdrawals must be taken. The PIV is not available as a lump sum. Client will not receive these bonuses if the contract is fully withdrawn or if traditional annuity payments are taken. If the client takes any type of withdrawal the PIV will be reduced proportionally. Bonus annuities may include higher withdrawal charges, longer withdrawal charge periods, lower rates, or other restrictions that are not included in similar annuities that do not offer a bonus feature.

3 Increasing income potential is provided through a built-in rider at no additional cost.

4 To be eligible for the Allianz Income Multiplier Benefit, the client must be confined to an eligible hospital, nursing facility, or assisted living facility for at least 90 days in a consecutive 120-day period. Confinement must occur after the first contract year and either during the contract year before the start of the lifetime income withdrawals or at any time thereafter. To be eligible via activities of daily living (ADLs), a physician must certify that they are unable to perform at least two of the six ADLs (bathing, continence, dressing, eating, toileting, and transferring). Diagnosis must occur during the contract year prior to beginning lifetime income withdrawals or any time thereafter. The double benefit will continue until the client recovers or the accumulation value is zero, whichever is sooner, in which case the payment will revert back to the standard payment.

Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company

 

Products are issued by Allianz Life Insurance Company of North America (Allianz).

 

This content does not apply in the state of New York.

 

Product and feature availability may vary by state and broker/dealer.

 

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