The premium bonus on Allianz 222® Annuity is 40%.1
Fixed index annuities (FIAs) can be a great addition to a retirement portfolio. They offer accumulation potential, principal protection from market downturns, tax deferral, and a death benefit for beneficiaries.
Allianz 222® Annuity from Allianz Life Insurance Company of North America (Allianz) is a top-selling FIA that can help you save for retirement with two ways to get a bonus:1
And when you're ready to start receiving lifetime withdrawals, enjoy two ways to increase your income:2
Plus, Allianz 222® gives your beneficiaries two ways to receive a death benefit:
The premium bonus on Allianz 222 Annuity is 40%.1
Please contact us to see if this might be a good fit for your retirement portfolio.
The purchase of an annuity is an important financial decision. A top-selling product does not necessarily mean that it is suitable for your situation. You should have a full discussion with your Allianz financial professional before making any decision.
1 The premium bonus and interest bonus are credited only to the protected income value (PIV). To receive the PIV, including the bonus, the contract must be held for at least 10 contract years, and then lifetime income withdrawals must be taken. You will not receive the bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the PIV will be reduced proportionally, which could result in a partial loss of bonuses. Income withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a bonus feature.
2 Increasing income potential is provided through a built-in rider at no additional cost.
3 To be eligible for the Allianz Income Multiplier Benefit, you must be confined to an eligible hospital, nursing facility, or assisted living facility for at least 90 days in a consecutive 120-day period after the first contract year. To be eligible via activities of daily living (ADLs), a physician must certify that you are unable to perform at least two of the six ADLs (bathing, continence, dressing, eating, toileting, and transferring). Diagnosis must occur during the contract year prior to beginning lifetime income withdrawals or any time thereafter. The double benefit will continue until you recover or the accumulation value is zero, at which point the payment will revert back to the standard payment.
Any distributions are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal additional tax.
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.
Products are issued by Allianz Life Insurance Company of North America.
Product and feature availability may vary by state and broker/dealer.
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